Stop Wondering Where
Your Money Went

Get an instant, effortless breakdown of your spending and uncover hidden patterns. Secure, simple and private. No account linking needed - just upload your statements.

Works with all major Indian banks · 100% Secure and Private · Powered by AI

Top Merchants

Spending Trend +12%

Top Categories

Food
Shopping
Transport
Bills

AI Insight

You spent 32% more on food delivery this month. Skipping 2 orders/week saves ₹2,400.

Security & Privacy

Built with Security and Privacy at its core.

Three promises that explain everything we will — and won't — do with your financial data.

Your data is never stored.

Statements live in our server's memory just long enough to extract transactions, then they're gone. No database, no logs — nowhere to look them up later.

No tracking. No AI training.

No ad pixels, no tracking scripts. Our AI partner sees only merchant names — never your file — and is contractually barred from training on it.

Encrypted in transit.

Every byte between your browser and Trove travels over TLS 1.3. HSTS-enforced — your browser refuses to talk to us over plain HTTP.

→ Read the full privacy policy

What Trove does

Everything you need,
nothing you don't.

Upload

Just upload. It just works.

Drop in your bank excel statements — no cleanup, no reformatting required. Trove reads the raw file exactly as your bank exports it. Just make sure to remove any personal details like your account number before uploading.

Uploading statements

HDFC_statement_Apr2025.xlsx

284 transactions detected

ICICI_CC_Mar2025.xlsx

91 transactions detected

SBI_savings_Feb2025.xlsx

178 transactions detected

553 transactions ready to analyze

AI Insights

Your money, explained by AI.

Get intelligent, human-readable insights about your spending patterns, saving opportunities, and outlier expenses — all generated by AI that actually understands your financial context.

AI-generated insights

✦

Spend pattern

You spend 38% more on weekends — dining and entertainment account for most of this swing.

⚠

Outlier expense

Swiggy spend jumped 2.4× this month — ₹6,200 above your 3-month average.

💡

Saving opportunity

₹8,400 in subscriptions detected — 3 services appear to be unused in the last 60 days.

Exclusions

Your rules, your numbers.

Not every transaction on paper reflects real spending. Exclude rent transfers, family reimbursements, or entire merchants from your calculations. Then regenerate your AI insights for a picture that actually matches your life.

Transaction control

MerchantCategoryAmount

Swiggy Food ₹840

Rent Transfer Transfer ₹32,000

Amazon Shopping ₹2,340

Mom — UPI Transfer ₹5,000

Zomato Food ₹620

Regenerate insights

Charts

Financial intelligence,
at a glance.

Interactive charts reveal your top merchants, monthly spend trends, and category breakdowns. Hover, zoom, and explore — the power of a financial analyst, in your hands.

Monthly spend trend

Nov

Dec

Jan

Feb

Mar

Apr

Category breakup

Food & Dining — 38%

Shopping — 20%

Travel — 14%

Utilities — 11%

Others — 17%

Ready to see where your money goes?

TROVE

Welcome to Trove.

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By continuing you agree to our Terms · Privacy Policy

Statement Requirements

Statements should be in Excel format (.xlsx or .xls)

For Privacy purposes, remove any personal data (e.g. name, account number etc.) from the statement file - keep atleast one occurence of the bank name in the file, so that we can identify the bank.

Spending Volume

₹0.00

Income Volume

₹0.00

Top Spend Sector

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Impact Date

AI Insights

Balance Trend · Net Worth

Daily Spending Trend

Spending by Category

Top Merchants

Largest Transactions

Financial Ledger 0 NODES LOADED

Date	Description	Sector	Delta	Control

00%

Establishing Link…

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Stop Wondering Where
Your Money Went

Built with Security and Privacy at its core.

Everything you need,
nothing you don't.

Just upload. It just works.

Your money, explained by AI.

Your rules, your numbers.

Financial intelligence,
at a glance.

Welcome to Trove.

Hello, there

Stop Wondering Where Your Money Went

Built with Security and Privacy at its core.

Everything you need,nothing you don't.

Just upload. It just works.

Your money, explained by AI.

Your rules, your numbers.

Financial intelligence,at a glance.

Welcome to Trove.

Hello, there

Stop Wondering Where
Your Money Went

Everything you need,
nothing you don't.

Financial intelligence,
at a glance.